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Credit Health

Monitor your credit score over time

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Check your credit score for free at AnnualCreditReport.com, Credit Karma, or your bank's app. We store this for educational tracking only.

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Tips to Improve Your Score

Pay all bills on time — payment history is 35% of your score
Keep credit utilization below 30% (ideally under 10%)
Don't close old accounts — length of credit history matters
Avoid applying for multiple new cards in a short period
Review your credit report annually for errors